Normally people would be counting down how many days are left until Christmas. But I’m more excited about how many days are left until we can start putting 2012 on our checks….wait, we don’t write checks much anymore. Actually, we don’t “write” much of anything anymore. We text, type on a computer keyboard or swipe [...]

You can see it in the malls, in the stores, almost everywhere you look. Just as the final Halloween mask was put at 90% off (regular retail prices) the stores changed over to Thanksgiving décor, with Christmas ornaments not far behind. All that foretells that a new year is right around the corner. Welcome to [...]